.terms-page{background:#fff}.terms-hero{background:linear-gradient(135deg, var(--primary-50) 0%, var(--neutral-50) 100%);padding:var(--space-2xl) 0;text-align:center}.terms-label{color:var(--primary-600);text-transform:uppercase;letter-spacing:.05em;margin-bottom:.75rem;font-size:.875rem;font-weight:600;display:inline-block}.terms-hero h1{color:var(--neutral-900);margin:0 0 1rem;font-size:clamp(2rem,5vw,3rem);font-weight:700}.terms-subtitle{color:var(--neutral-600);max-width:600px;margin:0 auto 1.5rem;font-size:1.125rem;line-height:1.6}.terms-meta{color:var(--neutral-500);flex-wrap:wrap;justify-content:center;gap:2rem;font-size:.9rem;display:flex}.terms-meta span{gap:.5rem;display:flex}.terms-content{padding:var(--space-xl) 0 var(--space-2xl)}.terms-layout{grid-template-columns:280px 1fr;align-items:start;gap:3rem;display:grid}@media (max-width:1024px){.terms-layout{grid-template-columns:1fr;gap:2rem}}.terms-toc{background:var(--neutral-50);border-radius:12px;padding:1.5rem;position:sticky;top:100px}@media (max-width:1024px){.terms-toc{position:static}}.terms-toc h2{color:var(--neutral-900);border-bottom:1px solid var(--neutral-200);margin:0 0 1rem;padding-bottom:.75rem;font-size:1rem;font-weight:600}.terms-toc ul{flex-direction:column;gap:.25rem;margin:0;padding:0;list-style:none;display:flex}.terms-toc a{color:var(--neutral-600);border-radius:6px;padding:.5rem .75rem;font-size:.875rem;text-decoration:none;transition:all .15s;display:block}.terms-toc a:hover{background:var(--primary-50);color:var(--primary-700)}.terms-body{max-width:800px}.terms-highlight{background:linear-gradient(135deg, var(--primary-50) 0%, var(--accent-light,#fff5f0) 100%);border-left:4px solid var(--primary-600);border-radius:0 12px 12px 0;margin-bottom:2rem;padding:1.5rem 2rem}.terms-highlight h3{color:var(--primary-800);margin:0 0 .75rem;font-size:1.125rem;font-weight:600}.terms-highlight p{color:var(--neutral-700);margin:0;line-height:1.7}.terms-section{border-bottom:1px solid var(--neutral-100);padding:2rem 0}.terms-section:last-child{border-bottom:none}.terms-section h2{color:var(--neutral-900);margin:0 0 1rem;scroll-margin-top:100px;font-size:1.5rem;font-weight:700}.terms-section h3{color:var(--neutral-800);margin:1.5rem 0 .75rem;font-size:1.125rem;font-weight:600}.terms-section h4{color:var(--neutral-800);margin:1rem 0 .5rem;font-size:1rem;font-weight:600}.terms-section p{color:var(--neutral-700);margin:0 0 1rem;line-height:1.7}.terms-section ul{margin:0 0 1rem;padding-left:1.5rem}.terms-section li{color:var(--neutral-700);margin-bottom:.5rem;line-height:1.7}.terms-section li strong{color:var(--neutral-900)}.terms-section a{color:var(--primary-600);text-decoration:none}.terms-section a:hover{text-decoration:underline}.services-grid{grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1rem;margin:1.5rem 0;display:grid}.service-item{background:var(--neutral-50);border:1px solid var(--neutral-100);border-radius:10px;padding:1.25rem}.service-item h4{color:var(--primary-700);margin:0 0 .5rem;font-size:.95rem;font-weight:600}.service-item p{color:var(--neutral-600);margin:0;font-size:.9rem;line-height:1.6}.terms-table{border-collapse:collapse;width:100%;margin:1rem 0 1.5rem;font-size:.9rem}.terms-table th,.terms-table td{text-align:left;border:1px solid var(--neutral-200);padding:.75rem 1rem}.terms-table th{background:var(--neutral-100);color:var(--neutral-800);font-weight:600}.terms-table td{color:var(--neutral-700)}.terms-table tr:nth-child(2n) td{background:var(--neutral-50)}.terms-table td strong{color:var(--neutral-900)}.disclaimer-box{background:linear-gradient(135deg,#fef3c7 0%,#fef9c3 100%);border:1px solid #f59e0b;border-radius:10px;margin:1rem 0 1.5rem;padding:1.5rem}.disclaimer-box h3{color:#92400e;margin:0 0 .75rem;font-size:1rem;font-weight:600}.disclaimer-box p{color:#78350f;margin:0;font-size:.9rem;line-height:1.6}.contact-info{background:var(--neutral-50);border-radius:10px;margin:1rem 0;padding:1.5rem}.contact-info p{margin:0 0 1rem}.contact-info p:last-child{margin-bottom:0}.contact-info a{color:var(--primary-600);text-decoration:none}.contact-info a:hover{text-decoration:underline}@media (max-width:768px){.terms-hero{padding:var(--space-xl) 0}.terms-meta{flex-direction:column;gap:.5rem}.terms-table{font-size:.8rem}.terms-table th,.terms-table td{padding:.5rem .75rem}.services-grid{grid-template-columns:1fr}}